Hurricane

If the prediction is true then it will become the most violent hurricane season ever recorded. Of course you don’t have to live in fear before the hurricane comes. But with proper preparation you can sleep better.

How can you prepare yourself?

Your preparation

• If you are not insured, remember that this needs to be done on time. Insurers handle at threat a ‘natural disasters’ stop
• Check your policy if you are also insured for natural disasters
• Check your policy on own risk
• Check if your premium is paid on time
• Avoid underinsurance*

*Avoid underinsurance
If you close a house and/or contents insurance it is very important to determine the value to insure the building and contents.

Example
Your contents are insured for 40,000 guilders, but the actual value is 80,000 guilders.
So you are only half insured! Suppose the damage of the natural disaster is 5,000 guilders; from your insurance you will only receive 50% of the 5,000 guilders. That means you can only receive 2,500 guilders reimbursed.

ENNIA Home Contents Meter
With this you get a simple indication of the value of your possessions. You can also organize and describe your possessions. This way you can approach the value of your possesions for the insurance. Do the contents meter or download the PDF document for a more comprehensive contents meter.

Do you want personal advice about your situation? Fill out the form below and you will be contacted as soon as possible by one of our staff members.

The hurricane season in the atlantic region is from June 1 till November 1.

According to NOAA (National Oceanic and Atmospheric Administration) 2010 will be an extremely active year. They propose a possibility of 70% at 14 to 23 tropical storms, including:

8 to 14 Category 1 hurricane with top wind speeds of 119-153 km or higher, of which:
3 to 7 can result in category 3, 4 or 5 hurricane with wind speeds of at least 178 km.

Category 1 hurricanes have wind speeds of 119-153 kph
Category 2 hurricanes have wind speeds of 154-177 kph
Category 3 hurricanes have wind speeds of 178-209 kph
Category 4 hurricanes have wind speeds of 210-249 kph
Category 5 hurricanes have wind speeds exceeding 249 kph
 

• Think in advance of a plan in and around the house.
• Remember also on the items in your backyard.
• Make sure the roof is in order: repair leaks.
• Windows and doors should be in order.
• It is convenient to have enough plywood in your house to cover the windows and doors. It is even better if they are tailored.
• Increase fire safety and think about the placement of fire detection- and alarms and fire extinguishers.
   

• A first aid kit.
• Food and water for at least three days.
• Portable radio with extra batteries.
• A good flashlight with extra batteries.
• Think also of clothing, shoes and medicines.
•  Keep important papers water-proofed.
   

• Think in advance about the possible dangers with your family.
• Decide where you can hide your house in case of a hurricane, it may be necesarry that you have to leave your house.
• Determine an escape route and a meeting place.
• Think what you need to do with your pets in case you must travel.
   

Want to know more?
Do you have a home insurance, but no contents insurance? Or do you want to adjust your current insurance? Would you like personal advice about your situation? Fill out the form below, and you will be contacted by one of our staff members.

Damage?
It is good to know what you should exactly do when damage occures. This way ENNIA can provide the best help. Click here for more information.