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Contents meter

To find out how much your household contents are worth, you only have to tick the spaces that are applicable to you. If your household contents are kept in a property with a reconstruction value of over 400,000 guilders, you cannot use the ENNIA household contents meter. In that case you should use the extended inventory, which is forwarded to you at your request. The ENNIA household contents meter is intended only to provide an indication of how much your household on St Maarten should be insured for. The result must not be taken to represent a valuator’s appraisal in the sense of the law. The calculation gives you an indication only. Actual circumstances may lead to a different outcome.

 

Age of breadwinner:
29 years and younger
30 - 39 years
40 - 49 years
50 - 59 years
60 - 69 years
70 years and older
 
Family composition:
Single household, no children
35 years or under
35 - 54 years
55 years or over
 
Single / Married couple/ Living together with underage children
youngest child 0 - 5 years
youngest child 6 - 12 years
youngest child 13 - 17 years
youngest child 18 years and/or adult resident
 
Type of house:
public housing
average house / middle class
middle class with split level/ second floor
luxury house, villa, bungalow
other (including apartments)
 
Family income:
up to 1,000 guilders
1,000 guilders - 1,500 guilders
1,500 guilders - 2,250 guilders
2,250 guilders - 3,000 guilders
3,000 guilders - 3,750 guilders
3,750 guilders - 4,500 guilders
4,500 guilders and more
 
Value of house:
rented house
up to 75,000 guilders
up to 110,000 guilders
up to 150,000 guilders
up to 185,000 guilders
up to 260,000 guilders
up to 400,000 guilders
400,000 guilders and over
 
Estimated tenant’s interest:
0 guilders or owner occupier
up to 2,000 guilders
up to 4,000 guilders
up to 5,500 guilders
up to 7,500 guilders
 
Any extra value (if not separately insured):
 
Do you own more than 2,500 guilders worth of personal jewelry? If so, state value over 2,500 guilders.  
 
Do you own more than 2,500 guilders worth of portable photography, film or video equipment? If so, state value over 2,500 guilders. 
 
Do you own more than 2,500 guilders worth of items of special value, such as Persian rugs and artifacts? If so, state value over 2,500 guilders. 
 
Is the tenant’s interest more than 7,500 guilders? If so, state value over 7,500 guildens. 
 
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