Building insurance

Any building project - whether it’s a new building, an extension, or completion of a residential or commercial property - is a complex business that involves a number of people: the client, the architect, contractor, subcontractor(s), and installer(s). This means there are risks that could have significant consequences. ENNIA Building insurance covers the types of loss associated with building construction work on St Maarten.

Why opt for ENNIA building insurance?

• 100% certainty with building activities, at a very low premium.

• Damage caused to building structure by fire, storm, vandalism or theft.
• Liability of insured towards third parties for personal injury and property damage during building work on or in the immediate vicinity of the building site.
• Damage to your property, caused during building work and falling under the responsibility of the policyholder.
• Cover for damage caused to, or theft of auxiliary materials (scaffolding, formwork, sheet piling, huts, sheds and contents, including tools, machinery and equipment).
• Loss due to theft of, or damage caused to personal property present at the worksite (cash and securities excepted) of management staff and persons employed by the policyholder to perform work at the building site.

• Bodily injury suffered by any person involved in the construction work.
• Loss not resulting directly from the execution of the work and which does not fall under the policyholder’s responsibility.
• Loss due to damage caused to, or theft of cranes, bulldozers and like equipment.
• Theft of cash or securities from the workplace.

All figures shown above are mentioned in ANG.

 Ask ENNIA or your independent adviser to calculate a premium for you.
 

You can download the forms here.

Application form for property insurance_ENG

Application form for Property Fire Risk Insurance Private Dwellings WI_ENG

ENNIA St Maarten
W.J.A. Nisbeth Road 97
P.O. Box 394
Philipsburg
St Maarten

T- (00 599) 543 2232
F- (00 599) 542 4045
mail@ennia.com
www.ennia-stmaarten.com

Emergency assistance (Only available with ENNIA Home Insurance)
If your home has been damaged, for example, due to fire or burglary, it takes just 1 phone call to ENNIA Help Service to get emergency assistance, 24 hours a day, 7 days a week. If the damage can’t be fixed at once, ENNIA will provide a temporary solution so you have nothing to worry about.
T- (00 5999) 434 3900

Damage?
If there is damage, it is important that you know what to do, so ENNIA can help you best. Click here for more details.

Go to the contact page.